Step 1 — Submit Your Information

Complete our pre-qualification form so our team can learn more about your business, funding goals, revenue, time in business, and estimated credit profile.

This helps us better understand your business and identify potential funding options that may align with your goals.

Step 2 — Speak With a Funding Advisor

A member of our team will review your profile and discuss:

• Your funding goals

• Your business revenue

• Time in business

• Estimated credit profile

We focus on helping you understand how the funding process works and what may be possible based on your situation.

Step 3 — Submit Required Documents

Depending on your profile and funding goals, we may request documents such as:

• Driver’s license or government-issued ID

• Business bank statements

• Tax returns

• Business formation documents

• Existing loan information

Requirements vary depending on the lenders and funding structure.

Step 4 — Strategic Funding Approach

We help businesses explore financing options such as:

• Business credit cards

• Lines of credit

• Term loans

• Merchant cash advances (MCAs)

• Community-based business financing (CDFIs)

Traditional financing products such as credit cards, lines of credit, and term loans are typically accessed through a structured, multi-lender approach (commonly referred to as credit stacking), where multiple financial institutions may be involved as part of the overall funding strategy.

Our goal is to help identify and structure funding options based on your business profile, priorities, and timeline.

Step 5 — Review Funding Options

As financing options become available, we will walk you through:

• Estimated limits or approval amounts

• Terms and repayment structures

• Funding timelines

• Any conditions required by lenders

You will have the opportunity to review and decide which options, if any, you would like to move forward with.

Step 6 — Funding & Next Steps

If you proceed with an offer and complete the lender’s process, funds are generally made available directly to you through the respective financial institutions.

As your business continues to grow and your financial profile evolves, additional funding opportunities may become available in the future.

Why Businesses Work With Us

Strategic Multi-Lender Approach

We help businesses explore funding opportunities across multiple financial institutions rather than relying on a single lender.

Guidance Throughout the Process

Our team assists you at each stage and helps explain available options clearly.

Designed for Different Credit Profiles

Some financing options are designed for stronger credit profiles, while others may be available for businesses with less established credit.

Clear Communication

We aim to keep you informed throughout the process so you can make confident decisions.

Still Have Questions?

Speak With a Funding Advisor to discuss your business and explore funding options.