Flexible Funding Options for Business Owners

Not every business owner qualifies for traditional business funding right away. Some business owners may have lower credit scores, limited business history, inconsistent revenue documentation, or financial situations that make traditional business funding approvals more difficult.

Personal funding can help business owners explore alternative financing options.

These funding options can include:

• Personal loans

• Personal lines of credit

• Credit cards

• Hybrid financing products

Depending on the client’s overall profile, some funding options may be available for stronger credit profiles, while other options may be available for business owners with lower credit scores or more difficult approval situations.

Compared to many traditional business financing programs, some personal funding options may involve lighter financial documentation requirements and may place more focus on the applicant’s personal credit, income, and overall financial situation.

Who Personal Funding May Be Best For

Personal funding may be a fit for business owners who:

• Have credit scores ranging from lower credit profiles to stronger credit profiles

• Are newer in business

• Prefer lighter financial documentation requirements

• Have difficulty qualifying for traditional business funding programs

• Are exploring additional financing options

How It Works

Our team helps identify potential funding options based on your overall profile and goals.

Depending on the situation, we may help clients:

• Explore multiple lenders and funding products

• Compare available options

• Complete applications

• Strategically apply for funding opportunities

Funding structures and results can vary significantly from client to client.

Important Things To Understand

Personal funding may report to your personal credit.

Requirements, rates, terms, and approval amounts can vary significantly depending on the lender and the applicant’s overall profile.

Some lenders may also require proof of income or other verification documents.

Our Approach

We believe funding should be approached strategically.

Our goal is to help business owners explore financing options that make sense for their situation while being transparent about how the funding works, what the requirements may be, and what the responsibilities are after funding.

We do not guarantee approvals or specific funding amounts.

Nori Funding is not a direct lender. We help clients explore funding options through third-party lenders and financial institutions.

Explore Your Options

Speak with a Funding Advisor to discuss potential funding options based on your situation.